Student Loan Updates 2026: What Borrowers Must Know

 

As 2026 begins, millions of student loan borrowers across the United States are adjusting to new federal changes that will affect how they repay their education debt. The government has introduced updates to interest rates, repayment structures, and affordability measures with the goal of reducing financial pressure on students and graduates.

The new rules aim to make college expenses more manageable and to simplify repayment options that have long confused borrowers. These changes may affect monthly payments, the total interest paid over time, and eligibility for relief programs. Borrowers are encouraged to review their current repayment plans and understand how these updates might influence their long-term financial plans.